Families could have to make several important decisions soon after the death of a loved one. Along with those decisions, expenses from burial planning, debt balances, and out-of-pocket health care bills can quickly add up. Survivors could find themselves not only grieving but left in debt.
No one likes to think about this now. But early planning can give you peace of mind knowing that you have taken care of your final expenses so your loved ones don’t have to. A Final Expense whole life insurance plan can help minimize the emotional and financial burden a loss could have on your family and help fund your final wishes.
- Have you considered your final expense needs?
- Have you addressed the needs and made all the necessary decisions?
How will your outstanding health care bills and funeral expenses be paid? - Could your family afford to pay your total final expenses without significant sacrifices to their savings?
- Will your family be spared the cost and emotional drain at the time of death?
Funeral Insurance can help add certainty to the planning of your final wishes.
- Peace of mind that your family will be better prepared
- You may qualify for one of the three plans available
- No medical exams – the issuance of the policy and plan type will depend upon your answers to the health questions in the application
- Find out today if you are pre-approved
- Protection up to $35,000
- Renewable for life regardless of changes in health
- Premium rates that never increase
- Coverage and benefits that never decrease*
- Guaranteed non-cancelable – as long as the premiums are paid on time
- 30-day free look period with a right to cancel and 100% refund
* Benefits may be reduced by any loan balance on the policy at the time of death.
THE MYTHS – Don’t believe these end of life myths!
Myth #1:
The Social Security death benefit will cover my final expenses.
Wrong. The Social Security death benefit is $255. Unfortunately, this covers final expenses about as well as a band aid covers a heart surgery incision.
Myth #2:
My life is pretty simple… it will be easy for my family to organize things when I die.
Wrong again. Those you leave behind are going to be severely stressed as they deal with the emotional loss they’ll be suffering. It’s asking a lot of them to sort out your affairs and make funeral arrangements while simultaneously attempting to imagine and comply with how you would have liked things to be handled. This is not a burden you would wish upon them.
Having an end of life plan in place is a source of tremendous relief to those you leave behind. Preplanning is a compassionate choice that makes it much easier for them to cope after you’re gone.
Information is power. To start planning now, these free reports explain in detail the steps you can take to greatly reduce your loved one’s financial and emotional burdens as well as improve the quality of your life.
For many families, dealing with end of life expenses is very challenging. We can help you with the solution, with innovative, affordable means to provide final expense funding through final expense insurance. To obtain information about your options, schedule a consultation with us today! You can reach us at (203) 324-PLAN (7526).
If we have learned one thing from our many clients over the years, it is to recommend you become educated concerning Final Expense Insurance, and to begin your end of life planning now! Take the first step by scheduling a consultation, and by reviewing these two pages: End of Life Plan and Your Plan.
Don’t delay. As stated so eloquently in this famous quote by Clint Eastwood: “Tomorrow is promised no one.”
